Privacy Policy We are COSTA BUILDER LTDA – CNPJ: 24.617.596/0001-31 and we declare that we follow this privacy policy, everything that is provided for by the General Data Protection Law (LGPD) – (Federal Law No. 13.709.2018), General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA), New York Stop Hacks and Enhance Electronic Data Security Act (NY SHIELD) and other data protection laws. By accessing the website Money Saverng of COSTA BUILDER LTDA – CNPJ: 24.617.596/0001-31, you agree to comply with these terms of service, all laws and regulations, and regulate that you are responsible for complying with all relevant local laws. If you do not agree with any of these terms, you are not permitted to use or access this website. The materials contained in this site are protected by applicable copyright and trademark laws. Legal Notice The materials on the COSTA BUILDER LTDA website are provided “as is”. COSTA BUILDER LTDA makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose or non-infringement of intellectual property or other violation of rights. Furthermore, we do not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site. Welcome Welcome to the Money Saverng Privacy Policy page. Your privacy is very important to us. This Privacy Policy describes our policies and procedures regarding the collection, use, and disclosure of your information when you use the Service and informs you about your privacy rights and how the law protects you. This document explains how we collect, use, and protect your information. If you have any questions or need more information, please contact us through https://moneysaverng.com. This Privacy Policy should be read and interpreted in conjunction with the General Terms and Conditions of Use of Money Saverng, available at https://moneysaverng.com/terms-of-use/. This Privacy Policy was created with the help of the Privacy Policy Generator. 1. General Information for Users Money Saverng aims to share financial information with its Users, making knowledge accessible to everyone. Users can browse the Money Saverng website without the need to register beforehand. Money Saverng adheres to international security standards and protocols for data storage, protection, privacy, and transmission. We emphasize that no method of data handling is 100% secure and impenetrable. We adopt practices and technologies that are constantly reviewed and improved. Data is stored in secure, reputable, and internationally recognized databases. 2. Consent By accessing and using Money Saverng, you acknowledge that you have read and understood the terms of this Privacy Policy and consent to the collection, use, and storage of your information. This policy only applies to data collected through our website. If you do not agree with the terms described here, please discontinue use of the site. 3. Information We Collect Personal Information: Name, e-mail, telephone number (when interacting or registering). Browsing Information: Device/browser details, IP address, visited pages, interactions, timestamps, cookies, technical data, location data. Usage Data: Data on how the Service is accessed and used, collected automatically. You may delete or request deletion of your personal data, and also update your information anytime by logging into your account or contacting us. 4. How We Use Your Information Operate and maintain the site Personalize user experience Develop features Support and promotional communication Fraud prevention We retain your personal data as long as needed to fulfill legal obligations and internal purposes. 5. Security and Storage of Personal Data Your data is securely stored and protected with best practices. However, no platform is 100% secure. If you suspect a risk to your data, please contact us. Data is retained while your account is active and for additional time if required by law. 6. Sharing Data 6.1 – Employees and Providers: To perform services efficiently. 6.2 – Authorities: Provided upon legal or administrative request. 6.3 – Marketing Operators: Used for marketing or remarketing purposes. 6.4 – Buyers: Shared during company sale or restructuring. 6.5 – Others: Any new sharing requires explicit user consent. 7. Use of Cookies Cookies store visitor preferences, visited pages, and improve user experience. You may disable cookies via browser settings. We use cookies like: Necessary Cookies: Authenticate users and enable key features Functionality Cookies: Store preferences like login or language Web Beacons: Track email opens and page views Learn more: “What are cookies?” 8. Third-party Advertising Ads may be shown based on visitor behavior. These are handled by partners and not covered by our privacy policy. We suggest reviewing their respective privacy terms. 9. User Cancellation Option You may opt out of personalized ads via: Google Privacy Settings DAA WebChoices: https://optout.aboutads.info NAI: https://optout.networkadvertising.org 10. Data Subject Rights As a user, you have the right to: Confirm processing Access your data Correct inaccuracies Anonymize or delete unnecessary data Port data to another provider Revoke consent Learn who data is shared with Be informed of consent consequences 11. Privacy Rights (CCPA/GDPR) CCPA (California): Request information or deletion of personal data. GDPR (EU): Access, correct, delete, limit or transfer data. To exercise these rights, contact us. 12. Protection for Minors We do not knowingly collect data from children under 13. If a minor’s data has been collected, we will delete it. Parental consent may be required based on local laws. Last updated: [18/08/2024] Contact: https://moneysaverng.com