5 International Credit Cards: Traveling abroad, shopping on international websites or even hiring global services requires a credit card with worldwide acceptance. Fortunately, in 2025, the Brazilian market will offer increasingly accessible and advantageous options. Therefore, choosing a good international credit card is essential for those seeking practicality, security and savings in transactions outside the country.
In this article, you will learn about five international credit cards that stand out for their benefits, exemption from fees and wide acceptance. In addition, we will present valuable tips to help you choose the best option for your usage profile.
What is an international credit card?
First, it is important to understand what characterizes an international credit card. In short, this type of card allows purchases and payments outside of Brazil, both in physical stores and on online platforms. It is ideal for those who travel frequently, shop on websites such as Amazon, AliExpress or use services such as Netflix and Spotify in foreign currency.
Therefore, by opting for a card with this functionality, the user gains more freedom to consume products and services abroad. However, it is also essential to evaluate issues such as conversion rates, IOF and maintenance fees.
Advantages of having an international credit card
In addition to the possibility of use outside the country, these cards offer several benefits. The main ones include:
- Ease of international travel
- Shopping on foreign websites with greater security
- Points or cashback programs
- Benefits such as travel insurance, VIP lounges and purchase protection
Therefore, anyone who uses an international card intelligently can save a lot and still accumulate significant advantages.
The 5 best international credit cards of 2025
Below, we present a selection of five cards that stand out in the current scenario. They were chosen based on criteria such as global acceptance, exemption from annual fees, extra benefits and ease of approval.
1. Nubank Mastercard International: 5 International Credit Cards
- Annual fee: free
- Acceptance: Widespread in over 200 countries
- Highlights: complete application, 24-hour support and the possibility of increasing the limit over time
- Why it’s worth it: ideal for those looking for practicality, total control and savings
Additionally, Nubank offers a simple application process and an easy-to-use interface, which makes it attractive especially for beginners.
2. Inter Mastercard Gold
- Annual fee: free
- Acceptance: international
- Highlights: cashback on all purchases, competitive exchange rates and integrated digital account
- Why it’s worth it: Great for frequent travelers who want simplicity in currency conversion
Another strong point of Inter is the absence of abusive fees, which facilitates financial planning.
3. C6 Bank International Mastercard
- Annual fee: free
- Acceptance: broad international coverage
- Highlights: C6 Átomos points program, free toll tag and adjustable limit with investments
- Why it’s worth it: recommended for those looking for more flexibility and integration with other financial services
Therefore, this card is a great alternative for those who want to combine urban mobility and international travel.
4. XP Visa Infinite
- Annual fee: free with investments starting at R$5,000
- Acceptance: international
- Highlights: Access to VIP lounges, non-expiring points and metal card
- Why it’s worth it: Excellent for those who already invest and want exclusivity abroad
Furthermore, the XP Visa Infinite card offers differentiated advantages for those who value status and premium rewards.
5. Bradesco Elo Nanquim Diners Club
- Annuity: can be negotiated
- Acceptance: Wide international network via Diners Club
- Highlights: access to VIP lounges, Livelo points, travel insurance
- Why it’s worth it: Great for high-income profiles looking for top-notch benefits
In fact, this card is an excellent option for those who travel frequently for work or leisure and want comfort and security.
How to choose the best international card for you?
Although there are several options on the market, choosing the best card depends on your profile. Here are some questions that will help you make this decision:
- Do you travel often?
- Do you want to shop online on international websites?
- Are you looking for benefits like cashback or points?
- Are you willing to invest to get more benefits?
Based on these answers, it becomes easier to find a card that fits your lifestyle and specific needs.
Also, don’t forget to consider factors such as customer service, fee transparency and the reputation of the financial institution.
Final considerations
Finally, having an international credit card in 2025 is almost a necessity for those who want global financial freedom. Fortunately, the options in Brazil are increasingly complete, with zero annual fees, wide acceptance and a series of advantages that make the shopping experience abroad safer and more advantageous.
By carefully analyzing the characteristics of each card and understanding your consumption profile, you will be able to make an intelligent and strategic choice. Thus, whether for traveling, shopping or investing, these cards will be great allies.
Keep following our content for more tips on finances, credit cards and everything you need to use credit consciously and efficiently!